SAVINGS COMPARISON TOOL

See your savings

Select your current processor or upload a statement to discover how much Carden can save your business.

WHO PROCESSES YOUR CARDS TODAY?

$
$25K$1M
ONLINE 90%IN-PERSON 10%
2.70% default2.30%-2.60% + $0.10

Clover, without CardenPay

$13,375

2.67% effective on $500,000 volume

1.22 pts lower with Carden

Clover, with CardenPay

$7,250

1.45% on $500,000 volume

POTENTIAL ANNUAL SAVINGS

$73,500

$6,125 saved per month

TRANSPARENT PRICING

What others charge vs. what Carden delivers

Carden takes 35% of the savings we generate. If you don’t save, we don’t get paid.

CATEGORYWHAT OTHERS CHARGECARDEN
Pricing modelFlat bundled rate with a hidden margin built in35% cut of your savings
Monthly & annual feesRecurring account-keeping charges every month$0 — Zero
Hidden statement feesCharged for generating or mailing statements$0 — Nada
PCI compliance feesPenalty-style blanket security fee$0 — Nothing
Contracts & lock-ins3–5 year agreements with termination penaltiesNo contracts, no leases — month-to-month

Carden's fee is 35% of verified savings — nothing if no savings are achieved. We only win when you do.

BOOK SAVINGS AUDIT

HOW IT WORKS

From invoice to savings in four steps

Carden sits between the systems you already use, matching commercial transaction data to actual settlement outcomes.

01

Connect your data

Link your accounting system and payment processor — read-only, so nothing changes in your existing workflow.

02

Match invoices to payments

Carden pairs each payment with its authoritative invoice and line-item detail — no manual entry required.

03

Qualify and optimize

We improve data completeness so eligible transactions reach the right interchange category.

04

Verify from settlement

Carden measures actual savings from settlement data — not assumptions. The fee is a share of verified savings only.

FAQ

Frequently asked questions